With more than 85 locations throughout Oklahoma and Texas, First United is one of the largest, well-capitalized banking organizations in the Southwest with assets of more than $7 billion. First United provides a full range of financial services including banking, mortgage, insurance, and investment products and services. Banking and finance are what we do, not who we are.

First United’s purpose is to inspire and empower others to Spend Life Wisely®. We believe that in order to spend life wisely, we must have a balance of faith, financial well-being, health and wellness, and personal growth. Our goal with Spend Life Wisely is to share information that educates, empowers, and inspires each person to reach their highest purpose, to realize their fullest potential, and to reach their greatest success.

We help others spend life wisely. That’s not a slogan, it’s our promise.

​Higher Purpose

Our website www.spendlifewisely.com is a resource created to inspire and empower our stakeholders. Within this site, our stakeholders can engage in a variety of articles, tools, and resources related to all four Spend Life Wisely pillars:

  • Faith
  • Financial Well-Being
  • Health and Wellness
  • Personal Growth

Conscious Leadership & Culture

Doing the right thing has always been the backbone of our business practices at First United. Our Values and Stakeholder Model emphasizes our commitment to the success of all five of our stakeholder groups: our customers, employees, shareholders, partners, and communities. The principles expressed originate from our belief that doing business with First United should be a winning situation for everyone involved. In the words of First United’s Chairman of the Board, John Massey:

“We know that our employees want us to pay them more, customers want better rates, shareholders want a greater return, partners what to charge us more, and our communities want more contributions. Our mission is to do what’s right for everyone.”


Greg Massey

Senior Vice President
Senior Culture and Communications Officer


Mark Dawson

Executive Vice President
Chief Financial Services Officer


Scott Flowers

Executive Vice President
Chief Banking Officer Oklahoma


Stephen Phillips

Executive Vice President
Chief Banking Officer Texas


Melissa Perrin

Chief Executive Officer


George Clark

Executive Vice President
Chief Financial Officer


Timothy Schneider

Executive Vice President
Chief Operating Officer

Stakeholder Orientation